Joe is a Financial Planner with over ten years’ experience in the financial services industry.
Prior to joining CBW Financial Planning in 2008, Joe worked in banking, for a price comparison website, for an investment manager and at small, local IFA practices.
Joe takes a practical approach to financial planning, focussing on the goals and targets of his clients and creating plans that are best placed to achieve them. Combining technical expertise and innovations such as lifetime cash-flow modelling, Joe constructs creative financial plans for clients. This allows him to provide valuable guidance in areas not always trodden by financial advisers. This includes those going through divorce wishing to understand the long-term consequences of a proposed settlement, or individuals struggling to find the optimal use for a recent divorce settlement.
Joe is a Chartered Financial Planner and a Certified Financial Planner, the highest qualifications currently awarded by the Personal Finance Society (PFS) and Institute of Financial Planning (IFP) respectively, and is a member of both bodies.